SCHD - Schwab US Dividend Equity ETF

Recommended to consider selling SCHD once the investor moves into a higher tax bracket to avoid unfavorable tax treatment on dividends.

Paul mentions he buys SCHD like clockwork every month as his dollar cost average into a low-cost ETF. He likes it for its high dividend yield which he uses to live off of.

Paul buys SCHD every month via dollar cost averaging regardless of market conditions. Cites 3.3% dividend yield, 0.06% expense ratio, and high-quality holdings (United Health, Coca-Cola, Chevron, P&G). Fits his need for consistent dividend income and capital preservation. He explicitly states it's for his personal situation and may not be ideal for younger investors seeking growth.

The host states he buys SCHD every single month without deviation as part of his dollar-cost averaging strategy, regardless of market conditions.

Host recommends allocating a portion of portfolio to dividend-paying ETFs like SCHD starting in late 30s as part of a gradual shift toward income-generating holdings.

The host states he contributes to SCHD every single month because it fits his goals and needs, recommending dollar cost averaging into ETFs for long-term investors

Host states he dollar cost averages into SCHD every month regardless of market conditions, including during the current downturn. This is his core long-term investment strategy.

Host personally buys SCHD every month on the first of the month as part of his dollar-cost averaging strategy. He likes it because it fits his income-generating goals, though he notes his goals differ from most viewers.

SCHD is highlighted as the top pick — up 11% YTD while the S&P 500 is down 5%. It holds high-quality dividend companies with strong cash flow and consistent payout ratios. Top holdings include Pepsi, Sysco, Coca-Cola, and Texas Instruments. The host emphasizes it pays a 3.3% dividend yield and outperforms in uncertain markets.

Paul dollar cost averages into SCHD every single month regardless of market conditions, viewing it as a stable, less overhyped investment. He also sells cash-secured puts on it.